MAKE MEMORIES

MAKE MEMORIES By Phaya Brands Ochelebe PROLOGUE "LA DOLCE VITA" Before the spreadsheets. Before the stocks. Before the watches and the luxury gated estates and the miles on the jet. There was a feeling. That feeling of being alive. Of making a mistake on purpose just to see what happens.

Of saying "yes" to a trip with no plan of buying the ticket, wearing the suit, driving the car you once only screen shorted. The Italians have a phrase for it: La Dolce Vita — The Sweet Life. This book starts there. Not with wealth. With wonder. Not with assets. With experiences.

Because at the end, nobody on their deathbed says, "I wish I saved more." They say, "I wish I lived more." So go. Make your own mistakes. Get new experiences. Collect stories that will make you smile when your hair turns grey. The money is coming. But don't wait for it to start living.

FOREWORD I'm writing this from a place most people call "the top. "But I didn't get here by playing it safe. I got here by moving. By investing in myself first, then in bank shares, companies, and yes — even crypto when everyone called it crazy. By understanding that wealth is a flying plane. If you get too comfortable, it takes off without you.

Make Memories is not a book about luxury. It's a book about leverage. Leverage your time into experiences. Leverage your income into assets. Leverage your youth into stories you'll tell for the rest of your life. Buy the watch. But also buy the real estate. Take the luxury vacation. But also learn the terminology of wealth. Drive the fabulous car.

But also own the company that makes it. Life is meant to be enjoyed fabulously. But enjoyed with vision. My hope is that when you're old, you don't just have a bank statement. You have a photo album, a passport full of stamps, and zero regrets. Make the money.

And then make the memories. — Phaya Brands Ochelebe PREFACE "INVEST IN BOTH PORTFOLIOS" There are two portfolios you need to build in this life: Your Financial Portfolio: Bank shares.